9 Ways to Save On Your Car Insurance
Here are some ideas you can use to save money on your car insurance:
1). Shop Around. A good time to shop around is when you have a change in your lifestyle, such as getting married, moving or adding a driver.
2). Accident-Free – If you have not been involved in any kind of accident for a period of 3 to 5 years, you may be entitled to this discount.
3). Air Bags – They save lives, period.
4). Anti-Lock Brakes – Virtually all insurance companies will give you a discount for having them.
5). Automatic Seat Belts – Most newer cars no longer have them but if you have a car that does, make sure your agent knows.
6). Car Type – Many insurers will discount a specific category of cars. For example, compact or utility cars may be entitled to additional discounts. A SUV may mean a higher premium.
7). Check the VIN Number of Your Car – Often, a vehicle’s VIN (vehicle identification number) is not correctly listed.
8). Claim-Free – To be eligible for this discount you must be claim free for a period of time. Usually 3 to 5 years.
9). Credit – Your credit plays a major role in determining what your final policy premium will be. Many insurers can no longer give you an accurate quote for a policy until they actually check it out.